UPay
The Future Of Payments
Seamless, Secure & Instant Crypto Payments
Take control of your financial freedom with UPay, the Credit/Debit Card designed for the modern world. Spend your digital asset anytime, anywhere, without the hassle of converting to fiat. Whether you are shopping online, at your favorite store, or traveling the world, UPay lets you spend crypto just like cash.
20K+
Number of cards issued
300M+
Total spending amount
50K+
User trust
55M+
Supported merchants
Why Choose UPay
Accepted Worldwide
Use your UPay card at millions of merchants and ATMs globally - just like any other credit card.
Instant Crypto-to-fiat Conversion
Top up your digital asset to the card and get spending credit at a preferred rate.
Security You Can Trust
Protected by top-tier security features and safeguard your funds.
Track & Manage Effortlessly
Use our user-friendly app to monitor your spending, asset and convert on the go.
Preferred and transparent fee rate
No transaction fee;
2% ATM withdrawal fee.
Partners
FAQ
UPay’s KYC partner, Sumsub, only accepts IDs or passports issued by the same country as your ID. KYC reviews typically take 5-10 minutes. If verification is declined, it may be due to a high-risk flag. Currently, UPay cannot serve residents of the following countries and regions:
Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Central African Republic, Crimea, Cuba, Mainland China, Democratic Republic of the Congo, Ethiopia, Guinea-Bissau, Haiti, Iran, Iraq, Kosovo, Lebanon, Libya, Mali, Montenegro, Myanmar, Nicaragua, North Korea (DPRK), North Macedonia, Russian Federation, Serbia, Somalia, South Sudan, Sudan and Darfur, Syria, Ukraine, Venezuela, Yemen, and Zimbabwe.
This list is updated periodically based on issuer policies.
What should I do if my on-chain deposit has not been credited to my UPay Wallet?
Why haven’t I received the card transaction refund immediately?
Why did my payment transaction fail, but my card balance was deducted?
Download UPay App
Ready to Experience the Power of UPay? Get your UPay card today and unlock the full potential of your crypto assets.
Company Name: UPAY TECHNOLOGY LTD.
Company Address: 116 16TH STDENVER, CO, UNITED STATES 80202
© 2025 UPay Technology LTD.